- This type of insurance ensures compliance payment of pensions provided, is in charge of the company and for its employees.
Insurance agreements
- This insurance is obtained to cover cases that are included in the agreement and occur during working hours and the worker's job.Not every company to hire an employee is required to purchase this insurance, depending on the agreement will be mandatory or voluntary.
Travel insurance
- This section is necessary to differentiate between the two types of insurance because there is one mandatory and the other voluntary . Voluntary insurance would be one that increases the price of the ticket (either bus, plane, train ...), this insurance can be canceled, or luggage assistance. Instead compulsory insurance is within the price includes all previous bills and cover if the vehicle in question has an accident.
decennial insurance
- This insurance is created to compensate the future damage that may appear in buildings or homes built by the developer. The insurance will cover the requirements of safety and structural stability (such as property damage, defects in the building ...).
Insurance sports federation
- This insurance protects those athletes who subscribe to sports federations Spanish and participate in national competitions, securing them if they suffer an injury or accident during exercise. The insured athlete should be treated in those health centers are established in the insurance contract, if acudiera to a hospital that was not in the contract shall be the athlete himself who would have to pay the amount of medical care.
Safe drug trial
- This insurance covers the liability you get the developer, researcher, collaborators and health center for clinical trials with medicines. Only cover those centers mentioned in the contract .
Environmental liability insurance
- Insurance necessary to meet the responsibilities that may be required by an unforeseen damage is caused to cover environment .This insurance usually acquire those companies working in a natural environment like oil.
Insurance busing minors
- This insurance must be purchased for vehicles engaged in the busing of children under sixteen. This mandatory insurance can be obtained by adding some features to motor vehicle insurance.
Insurance companies elevators.
- This insurance must hire companies or owners of elevators, to cover in case of damage or accident by the service. If there was a serious accident the insurance would be responsible for compensating the injured, leaving the owner free lift charges and expenses, as long as the lift have all revisions in order. The compensation is usually the most common way to solve an accident because of a failure or a power outage.
Safe for receivers
- The receivers may not accept his appointment uncredited who have this insurance in force , which covers damage to the active mass of the competition, the interests of the creditor, debtor and third parties. This insurance must be maintained throughout the bankruptcy proceedings.
Insurance housing developers *
- This insurance guarantees the refund of amounts paid in advance in case the contract (delivery housing is breached conditions which were not agreed, the works have not started or completed according to the date specified in the contract ... ).
Accident insurance for the exercise of various activities *
- This insurance covers those activities that occur during the time in which they participate under 18 (as leisure activities, adventure tourism, sports competitions).
Compulsory insurance practice sports in school sports games *
- This insurance will cover any damage that may occur to the school provided it is for a sports game on campus.
Insurance for damage caused to third parties by professional athletes *
- This insurance covers professional sports and physical education teachers, sports coaches ...
Compulsory insurance for businesses and individuals
Motor vehicle insurance
- This insurance cover damage caused by the circulation with a motor vehicle (car, motorcycle ...), so that anyone who circulate with this type of vehicle must be sure. Your insurance rates will vary for the following reasons:
- Depending on whether you opt for third-party insurance or fully comprehensive one.
- Age of the vehicle.
- The experience of the usual driver and occasional driver.
- Contracted services (as may be the service roadside assistance, legal defense, claim ereign, broken windscreens and windows ...)
- Vehicle power.
Home Insurance
- One who signs a mortgage will be forced to take out liability insurance for an amount equal to the value of reconstruction of the building. It covers any damage (fire, water damage ...) established in the insurance contract. The price of this type of insurance varies depending on:
- Using the housing (habitual residence, second home)
- If you have no housing or professional activity.
- Construction Type
- Year of construction
- Location of housing (urban area, non-urban core or depopulated)
- The type of property (apartment, attic, detached house ...)
Hunting insurance
- He who practice hunting must take out insurance to cover the damage caused by this exercise. Depending on the location where it is to carry out this exercise will be priced or another, the price of insurance will also depend on the age of the insured, the weapon used and the type of license.
Dangerous animal insurance company.
- A person who is in possession of an animal that can act aggressively putting the life or physical integrity of persons at risk, is required to obtain this insurance. This insurance includes both animals belonging to the wildlife as PPP (potentially dangerous dogs).
Boat insurance
People who hold a recreational craft or sport propelled motor (including jet skis) and those without engine and have a length of more than six meters, must certify the subscription of this insurance. The price will vary according to:
- The size of the length.
- Antiquity.
- The number of seats capable of transporting the boat.
- The value of the candle, whichever is.
- The value of the town.
- The field of navigation (well if by sea, river, marsh ...).
Health insurance companies
This insurance is entered into for those health professionals who operate privately, will cover damage caused those who demand this healthcare.